Stay within your budget

How to avoid overspending

You may say setting up a budget and tracking your actual expenses was challenging. Today, I’m going to ask you to go one step further and to take a step towards staying within your budget and avoiding overspending.

We are approaching Ramadan. Muslims will be celebrating this holy month with their friends and families. Special meals will be cooked or Muslims and non-Muslims enjoy delicious Iftar meals in restaurants. It’s a time when it’s so easy to spend just a little bit more on food and eating out, new clothes, presents for Eid and so on.

Let’s have a look at how you can stay within your budget and avoid overspending. Here are 10 great tips to help you succeed:

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Track your expenses

How to identify your spending habits

Last time, I shared my tricks on creating a budget with you. Are you using this weekend to set up your own budget? Fantastic! It’s a great first step to get control over your expenses and to gain financial peace of mind. In this blog, I’ll show you how to track your expenses and how to identify your spending habits.

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Create a budget

How to set up a budget

Have you ever noticed how many people shriek when they hear the word budget? Yesterday, as I tackled my paper binders, I also reviewed some documents in more details. The ones which can have an impact on my budget.

My mom taught me how to set up a budget and while I don’t always stick to it (yes, I am human too), it’s been such a great gift. It allows me to plan my financial resources and take corrective actions as needed. Sounds very business like, doesn’t it? Well, it helps and makes your life easier.

If you aren’t budgeting already, try it for the summer and have more peace of mind!

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Declutter and feel liberated

Liberate yourself from stuff

Over the last few weeks, I tackled a number of smaller projects. Going through my paper folders and shredding those no longer needed.  Sorting my electronic pictures. Clearing the fancy dress outfits. Decluttering and organising my things created such a liberated feeling!

Do you want to get on a natural high? Declutter and you’ll get this feeling of being liberated! Just follow these simple steps:

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Where are my keys?

The extra spare key

Trust home petsLast weekend, I was cat sitting for one of my clients. It wasn’t the first time to look after their cats while they were travelling and we were all sorted or so we thought. Arriving at their home, the set of keys was laying inside on the dining table behind locked doors!

Luckily, my client was available over the phone and emailed their facilities manager who opened the door within an hour. You should have seen the eyes of the 3 cats. Boy where they glad I got in and they could be fed.

Where do you best keep a spare set of keys?

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How to run effective meetings

Part 2: Holding the meeting

Last week, I provided you with tips for preparing for effective meetings. Today, I want to focus on the actual meeting, what to consider when running it and how to avoid it become a waste of your and the other participants’ time. This mini-series will finish off with the follow up of the meeting results and actions.

How can you get the most out of your meeting? Let’s look at this tips for running the meeting:

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