Are your bank details up to date?
Has this ever happened to you? One of the websites you’re frequently using has been updated and you can’t find anything. Well, that was me today. My bank made some changes and it took some time to get used to the new layout. Checking the settings, I realised some of my details were out of date. The updates probably overwrote the details and put them back into the every first set up. I’ve used this experience to check my other details and so should you!
The actual updating of your details should take a few minutes and save you a lot of future nightmares. You don’t want your information to go to the wrong mailing address and having to pay late fees, for example.
Make a list of your bank accounts. Where do you have your bank accounts? If you just have one, that’s straightforward. Many of us in this region will have more than one though: One (or more) here and another (or some) in your home country. If you’ve relocated from another country, maybe you kept an account open there, too.
It’s a good idea to create this list showing the name of the bank, the address of the bank and the account number. In case something should happen to you, your family would have an overview. Keep this in an easy to find location. In difficult times, no one wants to rummage around piles of paper, notes or folders.
Go into your online banking and check your personal information. Logging on may take some time if you’ve forgotten your password and need to request a new one. Once you’re in, look at your personal information. It’s probably in the settings, if there’s no direct link (e.g. about me). Your personal details includes your first and last name, date of birth, nationality, work address, work phone number, work email address, home address, home phone number, home email address. For individuals in this region, your address in your home country may also be listed. It may further include information around your ID, e.g. passport, visa and social security number.
Edit any details that need updating. Enter the new information and if needed, upload the current document. Many websites now restrict the size of the documents. When scanning it, ensure you’ll stay within these limits.
Some banks may still require you to provide copies of any supporting documents at their branch. If that’s the case, can you send them over with a courier rather than having to go there yourself?
Verify the changes. Before you log out, check that the changes to your details have been successfully made.
While you’re at it, you can check your personal details for your credit cards, loans, mortgages, etc. too. All your details would be up to date by tonight. So off you go and let me know how you got on!
Until next time,